FOS complaints see a worrying uptick
Only a week ago the Financial Ombudsman Service released its data for the quarter April…
Browsing: Opinion
Choice architecture and the restaurant wine list
How many times have you scanned a long wine list full of expensive options you…
Whatever starts from its centre, grows – do you provide the right conditions for your culture to thrive?
By the time you are reading this, Consumer Duty for new and existing products and…
Navigating the Complexity of Pension Advice: FCA thematic Review of retirement income advice
The UK’s retirement landscape has transformed since 2015. More individuals are embracing various drawdown options…
Bank of England raise ‘credit risk’ concerns
David Bailey, BoE Executive Director for UK Deposit Takers Supervision and responsible for the supervision…
UK workplace pensions set for more consolidation
After a quiet few months, I foresee the rate of consolidation of DC master trusts…
Pincer tactics across the Pensions landscape
In an open consultation published on 30 January 2023, the DWP, FCA and TPR invited…
Can the mortgage market avoid another category of mortgage prisoners?
The law of unintended consequences is looming its ugly head again. When the Chief Executive…
How the value for money framework informs the consumer duty
The DWP’s consultation on measures for a new value for money framework, which closed on…
Using The Consumer Duty as an opportunity to drive organisational change in the insurance industry through learning and development
The pace of change in the insurance industry over the last few years has seen…