The unintended consequence of long term repayment loans
Anyone involved in the residential mortgage industry will not have missed the steady, and now…
Browsing: Opinion
What to make of the FCA’s latest proposals to close the advice gap
For a long time, the advice/guidance boundary was on the margin not just of advice…
News from our Sponsors
🐘 Latest News from Elephants Don’t Forget Read our full 2025 Year in Review and…
Why we should all start learning from complaints
A quick look at our e-learning course data on The Development Zone shows that ‘Complaints…
FOS complaints see a worrying uptick
Only a week ago the Financial Ombudsman Service released its data for the quarter April…
Choice architecture and the restaurant wine list
How many times have you scanned a long wine list full of expensive options you…
Whatever starts from its centre, grows – do you provide the right conditions for your culture to thrive?
By the time you are reading this, Consumer Duty for new and existing products and…
Navigating the Complexity of Pension Advice: FCA thematic Review of retirement income advice
The UK’s retirement landscape has transformed since 2015. More individuals are embracing various drawdown options…
Bank of England raise ‘credit risk’ concerns
David Bailey, BoE Executive Director for UK Deposit Takers Supervision and responsible for the supervision…
UK workplace pensions set for more consolidation
After a quiet few months, I foresee the rate of consolidation of DC master trusts…