The gap between regulatory intent and operational reality
The Prudential Regulation Authority’s January 2026 Dear CEO letter to UK banks and building societies…
Browsing: Opinion
The bifurcation of “pensions” and “wealth”
Because I am involved in setting up a CDC , I guess I am a…
Implementing change is operational as well as regulatory
For many firms, regulatory change is now a constant feature of the operating environment. That…
What is happening in the world of workplace pensions?
While the IFA may be interested in wealth management, the Government has moved to get…
Forging a sustainable future: The PRA and FCA’s blueprint for UK mutuals
The UK’s financial mutuals – building societies, credit unions, and mutual insurers – stand as…
With a CDC pension – you’re no target for support
I and a wide group of colleagues are considering becoming the proprietor of a CDC…
Etridge revisited
The turn of the millennium marked a pivotal moment for the UK’s banking and legal…
Targeted support or regulated advice; it’s like state or private education
Phil Young at Zero Support LLP, known to most advisers has told the trade press…
Why the FCA must rethink its proposed changes to CPD
In May, the Financial Conduct Authority (FCA) launched a consultation (CP25/12) proposing to scrap the…
Mortgage market consolidations- do consumers benefit?
Mortgage market consolidations are coming – but will consumers benefit? In the last 6 months…