What’s the driving force behind the increase in mortgages being arranged on fixed interest rates? Is there an issue brewing?
Anyone involved in the residential mortgage lending world will be acutely aware of the massive…
Browsing: Opinion
Who is regulating your pension?
There is speculation that the current system, where the Financial Conduct Authority (FCA) regulated insured…
It starts with you: A more personal approach to professional development in 2025
It’s time to help ourselves. The insurance sector is currently facing a talent management crisis.…
Arrears fines – will Consumer Duty solve the issue?
Has anyone else noticed a change of tone coming out of the FCA these days? …
Why does nobody want to pay pensions these days?
I went to the Invesco “Summer” drinks recently, (thanks Invesco) – I think I was…
Will Basel 3.1 impact on the availability of niche lending products?
There has been a lot of recent trade press coverage in respect of Basel 3.1,…
Why a tick-box approach to compliance and training is not the answer
In the complex landscape of UK financial services, protecting customers from harm is paramount. Regulatory…
How is the mortgage charter working for consumers?
Just over a year ago the Chancellor of the Exchequer announced, with much fanfare, a…
Leading by example: The importance of senior managers undertaking CPD
As a minimum, firms are required by regulation to ensure employees maintain adequate knowledge of…
What is to be done about workplace GPPs in a master trust world
Rachel Reeves spoke to colleagues at the Times CEO conference about the importance of DC…