Getting ready for the ‘senior managers regime’
The Prudential Regulation Authority [PRA] news update on 7 March 2016 appeared rather stark and…
Browsing: Opinion
Getting wise to cyber threats
A few years back nobody had even heard of cyber risk. Now it’s widely considered…
Getting ready for buy to let regulation
A recent survey of mortgage brokers shows that eight out of ten fear buy to…
“There but for the grace”….
The brief for this article is simple, something of interest for institutional firms rather than…
AF3 or AWPETR?
I couldn’t put a figure on how many IFAs have decided to become qualified at…
Interest Only – are a million homeowners “sleepwalking into disaster?”
Having pontificated on the relative merits (or not) of interest only mortgages on many occasions,…
MiFID II – the competence element
In May this year we at FSTP, shared the ESMA Consultation Paper “Draft guidelines for…
The Insurance Act 2015
The Insurance Act 2015 represents the biggest change to UK insurance law in over a…
Getting ready for Consumer Buy to Let [“CBLT”]
For many years there has been the perception that buy to let [“BTL”] mortgages are…
Fair and effective markets
I think it’s fair to say that there is definitely a change in the approach…