2020 – Regulatory net widens – can regulated firms learn from the pending changes?
With all that is going on around the world now, the 2020 budget seems to…
Author Nick Baxter
Nick Baxter
Nick Baxter is a residential mortgage expert witness and iNED focusing on credit risk, consumer products/outcomes, governance, compliance and regulation.
2020 -The cost of compliance failure, regulators are coming!
So 2020 is here – a new decade, a new way or same old? From…
Is the end of PPI the end of CMCs?
I never thought I would be writing about Payment Protection Insurance [‘PPI’] in this magazine,…
FCA actions mean busy times for regulated firms
The first half of 2019 has been an extraordinarily busy time for the FCA. So…
FCA vulnerability enforcement action
A timely reminder for all regulated firms to re-focus on improving culture within businesses The…
Re-focus on Treating Customers Fairly
FCA Management of long-term mortgage arrears and forbearance [TR18/5] requires a re-focus on Treating Customer…
FCA data and complaint handling review; a new approach required
Although over 3,000 firms are required to submit complaints data to the FCA the number…
Retirement Interest Only Mortgages
A number of lenders have been quick to launch (or relaunch) Retirement Interest Only [RIO]…
Homes in multiple occupation
Buy to let investors are becoming used to attacks on their portfolios from a number…
Lending into retirement and equity release – will 2018 see an uplift in solutions for the elderly?
How many times have I said this before? Are we on the brink of long…