T&C evaluation
We’re all familiar with TC 2.1.12 in which the FCA state that a firm must…
Browsing: Regulatory Specialist
Make T&C relevant
The FCA is keen to ensure that advisers are qualified to enable them to give…
Code of Conduct – embedding your culture
The financial crisis in 2007/08 threw regulation of the UK’s financial services industry into sharp…
Certificates of Professionalism
In March 2016, the UK’s Regulators – the Prudential Regulation Authority (PRA) and the Financial…
ESMA – Assessment of knowledge and competence
Advice or information? The old adage of whether a client receives advice or just information…
SM&CR – Responsibility Maps are just the tip of the iceberg…..
On 7th March this year, the Senior Manager and Certification Regime for Banks (SM&CR) and…
T&C – Were you ready for the New Year?
Hold up your hands those of you who were prepared for 2016 before the New…
Regulatory change: Setting out expectations from the start is important
The 7th March may seem like a fairly insignificant date. However, in the financial services, the 7th March 2016…
T&C Schemes – Key Performance Indicators – what can they tell us?
Whichever KPI you use it is important to understand their limitations when using them to…
In defence of reasonable steps…
The Presumption of Responsibility under the SMR has enjoyed a significant amount of scrutiny and…