Certificate in consumer debt collection (CertDC)
In August, a report was released which looked into levels of UK household debt. The…
Browsing: Regulatory Specialist
T&C evaluation
We’re all familiar with TC 2.1.12 in which the FCA state that a firm must…
Make T&C relevant
The FCA is keen to ensure that advisers are qualified to enable them to give…
Code of Conduct – embedding your culture
The financial crisis in 2007/08 threw regulation of the UK’s financial services industry into sharp…
Certificates of Professionalism
In March 2016, the UK’s Regulators – the Prudential Regulation Authority (PRA) and the Financial…
ESMA – Assessment of knowledge and competence
Advice or information? The old adage of whether a client receives advice or just information…
SM&CR – Responsibility Maps are just the tip of the iceberg…..
On 7th March this year, the Senior Manager and Certification Regime for Banks (SM&CR) and…
T&C – Were you ready for the New Year?
Hold up your hands those of you who were prepared for 2016 before the New…
Regulatory change: Setting out expectations from the start is important
The 7th March may seem like a fairly insignificant date. However, in the financial services, the 7th March 2016…
T&C Schemes – Key Performance Indicators – what can they tell us?
Whichever KPI you use it is important to understand their limitations when using them to…