Modern Listing Example
Your plan (well, mine) to get you through 2016
Erm, it’s a little bit early for New Year Resolutions, isn’t it? No, it’s never…
In defence of reasonable steps…
The Presumption of Responsibility under the SMR has enjoyed a significant amount of scrutiny and…
FCA T&C -The poor outcomes of bad time management
One of the fundamental components of a T&C scheme under the FCA rules is measuring…
AF3 or AWPETR?
I couldn’t put a figure on how many IFAs have decided to become qualified at…
Interest Only – are a million homeowners “sleepwalking into disaster?”
Having pontificated on the relative merits (or not) of interest only mortgages on many occasions,…
MiFID II – the competence element
In May this year we at FSTP, shared the ESMA Consultation Paper “Draft guidelines for…
The Insurance Act 2015
The Insurance Act 2015 represents the biggest change to UK insurance law in over a…
Getting ready for the Senior Managers Regime
The Senior Managers Regime (SMR) is coming soon and firms across the financial services industry…