What does T&C have to do with asset allocation?
I occasionally still hear the idea that 90% of investment returns are due to asset…
Author Vince Harvey
Vince Harvey
Compliance Cubed Financial services is constantly changing - my passion is helping firms function effectively and in compliance with FCA regulation
What will the ‘new directory’ mean to your firm?
In July the Financial Conduct Authority (FCA) proposed creating a new Directory to help consumers…
FCA business plan 2018/19
In their latest business plan the FCA (Financial Conduct Authority) have identified 7 priorities for the…
GDPR – assessing the impact in our world
Penalties of up to €20m or 4% of total worldwide annual turnover of the preceding…
MiFID II – implications
With the recent election now behind us and the Brexit negotiations likely to drag on…
T&C evaluation
We’re all familiar with TC 2.1.12 in which the FCA state that a firm must…
More of the same or a real change?
As stated in the FCA’s Business Plan for 2016/17 their statutory objectives haven’t changed and…
Developing a social media strategy
I came across this recently: ‘Social media is not the crux of your argument. It…
What about the competence of non-adviser staff?
My last article looked at the issues around evaluating a T&C scheme for advisers and…