Too risky to recommend?

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This article is to look at investment options that are available for direct investments or rather under advice from investment professionals. Most advisers are quite comfortable with the range of Open-Ended Investment Companies (OEICs) or Unit Trusts (UTs) that can be selected on various platforms within investment umbrellas, such as ISAs, Investment Bonds or simple mutual funds. It is a reasonable stance that the choice available within these “mainstream” funds is more than sufficient to cover the investment needs of most clients. Indeed, many advisers simply get an Attitude To Risk questionnaire completed and then choose a multi-asset fund with…

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