Are we doing enough to lead the horse to water?
Vulnerability and the link to the advice gap is something I have written about in…
Author Julia Kirkland
Julia Kirkland
Julia Kirkland JRK Consulting Experienced Regulatory & Strategy Consultant
It’s personal and it’s business (to misquote the Godfather!)
Can you give me a breakdown of your current client database? How have you categorised…
Vulnerability and the real advice gap
There has been a lot written about vulnerability; how we assess clients for vulnerability, how…
Who Manages the Managers?
Having run supervision workshops for so many Senior Managers over the years, I would be…
5 Conduct Questions – Conducting ourselves properly?
In 2019 the FCA embarked on engagement work entitled 5 Conduct Question Programme, an exercise…
Unintended consequences
Here, now 3 months into the COVID outbreak in the UK what are the issue…
Strange new world
Of course, the phrase is normally Brave New World, however, as I write events seem…
Guardians of the galaxy??
The financial crisis was in 2008 and as I’m getting older that seems only very…
Who is the ACD and why do they matter to retail investors?
If you are investing in a pension or hold a stocks and shares ISA the…
When a PROD in the right direction is required
I heard a very interesting anecdote a couple of weeks ago about a large asset…