Mortgaging our pensions to pay our contributions
The NHS “scheme pays” facility allows members, faced with a tax liability arising from breaching…
Author Henry Tapper
Henry Tapper
11 years providing financial advice to individuals directly and through employers. 14 years within insurers working with advisers to provide better DC and DB outcomes. 25 years left to make a difference!
What is the “net-pay anomaly” and does it matter to UK pensions?
UK government spending on pensions and top-up benefits for pensioners amounts to 5.9 per cent…
Auto-enrolment compliance; can we trust ourselves to be good?
I like to tease the Financial Times journalist Jo Cumbo that she can trust no-one…
Pensions – a windfall for the wealthy?
I’ve talked in recent articles about the impact of higher transfer values on people living…
IFAs and the defined benefit promise
This article explores the relationship between IFAs and defined benefit schemes, one that has historically been…
What is CDC and does it matter?
A Collective Defined Contribution scheme pools the contributions and pays a variable pension to members…
We need more than a ‘pin-stickers guide to workplace pensions’
Steve Bee once told me that all workplace pensions are the same. In the context…
Why the important financial decisions we take need professional advice
The most important single financial decision facing the baby-boomers of middle England today is what…
Why the important financial decisions we take need professional advice
The most important single financial decision facing the baby-boomers of middle England today is what…
What does the Pensions Schemes Bill mean for financial services?
The Pension Schemes Bill (the Bill) is expected to be enacted in 2017 and focusses on protecting…